This Privacy Policy describes how bangnikgcircle collects, uses, and protects personal information when you access our platform, APIs, and related services. Please read it carefully.
We collect information you provide directly: name, email address, company name, billing details, and API credentials when you register or use our services.
We automatically collect usage data including IP addresses, browser type, pages visited, API request logs, and device identifiers.
We may collect financial identifiers and transaction metadata strictly necessary to deliver payment infrastructure services.
To provide, operate, and improve the bangnikgcircle platform, including processing payments, authenticating API access, and delivering support.
To send transactional communications (billing notices, security alerts) and, with your consent, product updates and marketing.
To detect fraud, ensure compliance with applicable law, and enforce our Terms of Service.
We share data only with: (a) service providers acting as data processors under binding contracts (e.g., cloud hosting, fraud detection); (b) payment networks required to process transactions; (c) regulatory authorities when legally required.
We do not sell personal data to third parties for marketing purposes.
EU/EEA residents have the right to access, rectify, erase, restrict processing of, and port their personal data, and to object to processing based on legitimate interests.
California residents may request disclosure of personal information collected, sold, or disclosed, and may opt out of any sale of their data.
To exercise any right, email [email protected]. We will respond within 30 days.
We retain personal data for as long as your account is active and for up to 7 years thereafter to satisfy legal, tax, and audit obligations.
API logs are retained for 12 months then aggregated and anonymised.
We implement AES-256 encryption at rest, TLS 1.2+ in transit, SOC 2 Type II controls, and role-based access controls to protect your data.
In the event of a data breach affecting your rights, we will notify you and relevant authorities within 72 hours as required by applicable law.
Our services are directed exclusively to businesses and individuals aged 18 or older. We do not knowingly collect personal data from children under 13.
We may update this Privacy Policy periodically. Material changes will be notified via email or a prominent notice on our platform at least 14 days before taking effect.
Continued use of bangnikgcircle services after the effective date constitutes acceptance of the revised policy.
bangnikgcircle is the data controller for personal data processed under this policy.
Data Protection Officer: [email protected] | +1 (415) 800-4200 | 100 Pine Street, Suite 1800, San Francisco, CA 94111, USA.
Questions about this policy?
Contact our Data Protection Officer at [email protected] or call +1 (415) 800-4200. We aim to respond within 2 business days.
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bangnikgcircle is not a bank. Payment services are provided by licensed financial partners.